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Wasaki Farms Group

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Thomas Jones
Thomas Jones

Can I Use Insurance To Buy Glasses Online



Whether you have health insurance or not, you can use the funds available in your FSA or HSA account to purchase prescription glasses and sunglasses. Simply enter your FSA or HSA debit card information on checkout.




can i use insurance to buy glasses online



Suppose Warby Parker is considered an out-of-network provider for your carrier. In that case, you can apply for reimbursement if you have an out-of-network benefit in your vision insurance plan.


Choose from hundreds of brand-name frames and contacts from participating online providers, like LensCrafters, Target Optical, Ray-Ban, Glasses.com and ContactsDirect. Instantly apply your in-network benefits at checkout. Enjoy free shipping and returns.


Gone are the days of combing through Costco or Sam's Club's optical shop in search of the most-fashionable frames, only to leave with glasses that are merely "good enough." The future is here, and these days you can score stylish prescription glasses so affordable you may even want to spring for a second pair.


Online shopping has made buying everything easier -- including prescription glasses. To skip the trip to the optical store, all you'll need is your glasses prescription from your eye doctor (if you've misplaced your last prescription, you can always call and have your optometrist send it to you).


Once you have your prescription on hand, it's just a matter of picking out your favorite frames. These days, online glasses retailers offer virtual try-ons for those shopping on a device with a camera, style quizzes to help you choose the right frames and generous return policies in case you're not satisfied with the style you chose.


Depending on your vision insurance policy, you may be able to get reimbursement from your insurance when you purchase from the glasses retailers below. Every retailer on this list has information regarding insurance reimbursement and using FSA or HSA funds.


That being said, I personally use my insurance to purchase contacts each year, since that's primarily what I wear. Because ordering prescription glasses online can be so low-cost, I don't even worry about insurance when shopping for new frames.


My own personal go-to for prescription glasses, Eyebuydirect offers trendy frames in prescription and non-prescription form, sleek polarized shades and blue-light-blocking glasses that you'll actually want to wear to work.


Eyebuydirect has a guide on how to read your eye prescription, how to measure your face to fit your frames and selecting the right style of glasses for your face shape. It also offers a step-by-step walkthrough on the whole ordering process, which makes it a great option for first-time shoppers. Eyebuydirect has a 14-day return policy.


GlassesUSA offers frames from luxe brands, like Gucci, Versace, Prada and more. You can also order prescription sunglasses, clip-ons and multifocal lenses, as well as transition lenses. The online retailer offers a safety line, sports glasses and even contact lenses. GlassesUSA has a 14-day return policy.


If you're worried about choosing the right frames just based on the photo or a virtual try-on, then Warby Parker is a great option for you. The chic glasses brand offers a free at-home try-on in addition to its virtual try-on.


Simply take the Warby Parker style quiz or browse through the brand's bestselling options eligible for at-home testing. You'll get five frame styles delivered to your door to try on. When you're done, send back all frames in the designated box with a prepaid label, then purchase the style you want with your prescription online.


Another test panelist for our glasses guide, strategy editor Ganda Suthivarakom, also had this problem with the glasses she ordered from Jins and from Warby Parker (neither of which provides a way for you to indicate where your vertical center of vision is). In her case, the issue was exacerbated by her low nose bridge, which causes glasses to sit lower on her face, and a fairly strong prescription (about -7 on both sides). She took her glasses to an optician, who again found that the vision in both lenses was centered in the middle, well below her line of sight.


Caring for your eyes is an important aspect of overall health. Older adults are at increased risk for age-related eye conditions like cataracts, glaucoma, macular degeneration, and diabetic eye disease1 Those with poor vision can also experience falls and mobility issues. In fact, a study of 1,500 older adults found that impaired vision was an independent risk factor for both recurring falls and fractures.2 The Centers for Disease Control and Prevention (CDC) notes that impaired vision more than doubles the risk of experiencing a fall for Americans 65 and older.3 Thankfully, seeing clearly can sometimes be as simple as getting a new prescription and ordering a new pair of glasses.


Our Reviews Team recommends products and services we believe provide value in the lives of our readers. We have performed hours of in-depth, independent research to help inform your online search for glasses. To make our selections, we:


If you are in need of assistance, you can access a live chat feature 24/7 or call 1-844-244-1186 between 7 a.m. and midnight ET. GlassesUSA also has two email options. For questions related to your order, you can email service@glassesusa.com. For questions related to a return, you can email returns@glassesusa.com.


GlassesUSA accepts vision insurance from 13 providers, like United Healthcare, Anthem, Humana, and Aetna. It accepts health savings account (HSA) cards, flexible spending account (FSA) cards, all major credit cards, PayPal, Amazon Pay, Apple Pay, and Klarna. The brand walks you through how to use your insurance and HSA or FSA on its website.


Of all of our recommendations for online glasses, Eyebuydirect offers the fastest shipping option for those who need their glasses in a hurry. Select in-stock frames are available for two-day shipping through UPS for $19. After Eyebuydirect verifies your prescription, you can get seven to 14 day shipping for $5.95 via USPS. If you spend more than $119, shipping is free.


Just like GlassesUSA, Eyebuydirect offers an online quiz to help with frame selection. It offers a live try-on feature as well as the option to upload a still photo to see how your glasses will look on you.


Eyebuydirect offers frames that start at $6, and all frames include basic single-vision lenses for prescriptions with an SPH correction (a measurement of how far or nearsighted you are) of +/- 2.25 and below, or a CYL correction (a measurement of astigmatism) of +/- 1.50 and below. If you require a stronger prescription, your lenses cost extra. All glasses come with a one-year warranty against manufacturer defects and a 14-day trial period.


Eyebuydirect has a rating of 4.33 out of 5 stars from an average of 780 reviews on BBB. It has 4.4 out of 5 stars from an average of 19,000 reviews on Trustpilot. Customers mention low prices and excellent customer service in their positive reviews, while negative reviews mention problems submitting payment information when ordering, glasses that break, and difficulty reaching someone who could answer their questions.


Warby Parker lets you choose five frames to try on at home for five days before you send them back for free. This is a great feature for those who prefer to physically try glasses on before they buy them. You can also virtually try on frames, and the site offers a quiz to help you select your frames.


If your prescription expired, you may be able to renew it online for $15 with its Virtual Vision Test iPhone app. If you think your prescription has changed, you can use its MyVisionDirectory to book a comprehensive eye exam at a Warby Parker store in your area starting at $85. If you have a valid prescription, you can upload a photo of it during the checkout process or ask Warby Parker to contact your optometrist for you to get your most recent prescription. You can also choose to send it to Warby Parker after you place your order, in which case you will receive an email with instructions for how to do so.


Warby Parker offers a six-month no-scratch guarantee and will replace any scratched pair of glasses for free during this period. It contributes charitably with its Buy a Pair, Give a Pair program that partners with nonprofits worldwide to provide affordable or free eye exams and glasses to those in need.


Warby Parker accepts some vision insurance plans and will automatically apply your discount to your order. It partners with carriers like United Healthcare, Davis Vision, Care First, Eye Med, Spectera, BCBS FEP Vision, and Guardian Vision. If you have another vision plan and Warby Parker is out-of-network, you may be able to apply for reimbursement using your purchase receipt, depending on your plan details. You may use your HSA or FSA accounts to purchase prescription or reading glasses, prescription sunglasses, contacts, and eye exams.


Zenni Optical offers prescription glasses online starting at $6.95, including lenses, making them the most affordable option on our list. All frames come with basic single-vision prescription lenses, anti-scratch coating, and UV protection at no added cost. You can choose from a variety of specialty lens options for an additional price during the ordering process.


Zenni also offers a unique virtual try-on that records a video of your face turning side to side and then shows you wearing your selected glasses on the screen. Clicking on a particular frame will allow you to view the video of you turning side to side in the frames.


The virtual try-on feature also tells you your face shape, so you can use that information to choose flattering frames. When a member of our Reviews Team tried it, they found that it was easy to use, and told them their pupillary distance and face size, which helped them filter the type of glasses that might look best.


Zenni offers extra-narrow and extra-wide specialty sizes and can craft lenses with stronger prescriptions that other retailers may not be able to accommodate. Some frames offer the option to purchase specialty add-ons such as clip-on sunglasses, night-driving clip-ons, and custom engraving. The workspace-progressive option is a unique type of lens for up-close work involving reading, writing, and using a computer. A standard progressive lens includes distance vision at the top of the lens and near vision at the bottom, with a small area of intermediate vision in the middle; a workspace-progressive lens features intermediate vision at the top and near vision at the bottom of the lens. 041b061a72


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